Our Team

INFORMATION is easy to get; KNOWLEDGE is hard to find . . .

     It's not as important to "know" the answer as it is to know where to find the answer.  There is power in having access to a team of people who are experts in areas different than yourself.

Team Members
Arif Halaby
Amira Mendias
Maribel Membreno
Martin Rodriguez

Arif Halaby Picture

Total Money School, CEO

- President, Total
  Financial Solutions, Inc.
- Certified Member of
  National Ethics
- Securities series 6
- Securities series 63
- Santa Clarita Chamber
  of Commerce
- Santa Clarita Valley
  Advisor Board
Arif Halaby

Arif has dedicated his life to protecting people, having transitioned from 11 years of service with the Los Angeles Police Department to helping people protect and preserve their hard-earned assets.  He is the owner of four financial service firms and founded Total Money School in an effort to educate people on ways of integrating financial strategies into their day-to-day lives.

As an expert in business development, Arif has served as a corporate officer, member of the Board of Directors, and a consultant for more than 80 different companies.  He has vast experience in helping business owners maximize their earning potential through creative and specific business models, wise investments, and proper insurance.

Arif also hosts two radio shows on KHTS, AM 1220.  The Total Money School Hour and The Total Financial Hour provide education and information that enable consumers to be knowledgeable regarding a host of different subjects.  Additionally, Arif has written a number of articles on practical financial topics for Inside SCV Magazine.

A staunch advocate of education, Arif founded the Halaby Scholarship Fund in 1997 to reward students who demonstrate exceptional character.  He also lectures regularly on personal and business financial topics ranging from debt elimination to retirement and college planning.  Having built his business on a faith-based foundation, Arif places strong emphasis on helping his clients manage their finances through a spirit of giving.

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Amira Mendias Picture

Licenses & Qualifications
- Instructor
- Life Insurance
Amira Mendias

Amira is an experienced insurance professional dedicated to helping her clients make informed decisions regarding their life insurance needs.  Furthermore, she is committed to helping her clients through education on the potential risks of having improper life insurance based on their specific situation.

Amira is a frequent guest on the Total Money School Hour radio program on Your Hometown Station, am 1220, KHTS.  Furthermore, Amira is committed to providing individual comprehensive reviews and first-class service.  Her dedication and honesty enable her clients to feel more confident about making the best decisions for themselves and their family.

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Maribel Membreno Picture

Licenses & Qualifications
- Instructor
- Bachelor's, Business
- Life Insurance
Maribel Membreno

Maribel Membreno has been assisting people with their mortgage and real estate needs since 1994.  She has worked with Century 21 Casablanca, National City Mortgage, Inglewood Neighborhood Housing, IndyMac Bank and Bank of America.

She has a Bachelor’s Degree in Business Administration concentration in Finance and an Economics minor.

Maribel is committed to sharing her expertise in money management strategies, debt elimination, credit repair, Fico score enhancement, retirement planning, and proper insurance protection.

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Martin Rodriquez Picture

SCV Loan Solutions, President

- Lead Instructor
- Member California
  Association of Mortgage
Martin Rodriquez

Martin spends much of his time educating and advising real estate buyers and investors on how to create financing strategies that make sense.  He speaks at various seminars throughout the year and enjoys creating custom solutions for each of his clients.  Martin is an active member of the California Association of Mortgage Brokers; he is a highly sought after mortgage consultant.  He works hard to provide clients with optimal loan solutions at the most competitive rates and he's not satisfied until his clients have the best loan product available.

Assisted by outstanding staff members at SCV Loan Solutions, Martin has focused his efforts on the needs of high net worth individuals, investors, and real estate acquisition partnerships.  As President/Owner of SCV Loan Solutions, Martin has an in-depth lending portfolio that can easily service all types of residential and commercial financing.

Martin and his staff work closely with CPA's, financial planners, and private investors providing his clients with a team of advisors working together to serve their needs.  Together they formulate competitive finance strategies, meet goals and objectives, overcome challenges, and maintain a hassle free transaction for the client.

In his spare time, Martin enjoys outdoor activities with his wife and daughter.  Martin is an avid pilot and flight instructor - logging over 3000 flight hours.

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Guest Speakers

Mark J. Kohler

- Attorney
- Partner at KKO Lawyers
- Partner at K&E CPA's
- Family Man
- Philanthropist
- Business Owner
- Author
- Real Estate Investor
Mark J. Kohler

Mark is an Attorney, Certified Public Accountant and Entrepreneur. Mark has owned numerous businesses since high school, through college and even as a professional. For the last four years Mark’s principal career has been as a partner in then law firm Kyler, Kohler & Ostermiller, LLP and also the recently created accounting and tax planning firm Kohler & Eyre, CPAs, LLP. Mark specializes in the areas of business, estate and tax planning and even further in regards to real estate asset protection and tax planning.

Mark has been speaking for the last two years as a Continuing Education Speaker for the Utah Division of Real Estate, a regular contributor to the Utah Realtor () Magazine, is an adjunct professor at Southern Utah University, and recently joined the faculty at the Nouveau Riche Academy.

Many that attend his seminars are surprised to see how exciting, interesting and even fun a discussion regarding tax and legal planning can be. Mark has the ability to distill complex legal and tax strategies to common layperson terms, adding interesting stories and anecdotes.

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Mark J. Kohler

- Certified Life Coach
- Instructor

Donna Kall

Donna Kall is a Certified Life Coach and has a Masters in Spiritual Psychology. Donna is the founder of Rising Potentials Coaching and has had a private coaching practice for the past 4 years.

Donna has worked with a wide variety of men and women including, executives, musicians, artists, families in shelters, and women incarcerated at the Women’s State Prison in Chowchilla, California.

Her current passion surrounds financial empowerment for women and she’s currently developing and teaching the course “Money Wisdom for Women” - a series of classes and workshops.

Donna is a single mother and lives in Santa Barbara with her 2 daughters.

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Mark J. Kohler

- CEO, Classic Property
John Evarts

Classic Property Management (Classic Real Estate Management, Inc.) is a full-service, residential property management firm (also called real estate management). We have been in business since 1993. We specialize in Santa Clarita residential real estate management, specifically, individually owned house, townhouses, condos, and apartment complexes under 16 units. We currently manage more than 200 properties for individual owners of homes, townhomes, and condos in the Santa Clarita and Antelope Valley.

We are also members of the National Association of Residential Property Managers. This is the premier professional organization in the world for residential property and real estate managers.

I joined Classic Property Management in September of 2004 as an assistant in leasing. In June of 2005, I was named manager. In October of 2006, I was named President and CEO. We now have a team of 6, and continue to grow. We grew more than 100% between June of 2005 and July of 2006, and grew more than 100% again between July of 2006 and May of 2007.

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Mark J. Kohler

- Attorney, KKO Lawyers
Mathew N. Sorensen

Education - Mat received his Bachelor of Science degree in economics from the University of Utah, where he was awarded the E. Rich Brewer Scholarship and graduated Phi Kappa Phi. He received his Juris Doctor degree from the University of Maryland School of Law and was awarded a University Scholarship at entrance.

Experience - Mat is a partner with Kyler Kohler Ostermiller & Sorensen, LLP ("KKO") and joined the office in 2006. Prior to joining KKO, Mat worked as a corporate attorney and law clerk for two large private corporations where he handled business, tax, employment and regulatory matters. Mat's prior legal experience also includes working as an Assistant Attorney General in the Utah Attorney General's Office where he prosecuted felony criminal cases from filing to trial. Mat is also a licensed Escrow and Title Officer and is one of the founding partners of Investor Quality Title, LLC, a sister company of KKO Lawyers specializing in transactions for real estate investors. Mat's outside professional activities include serving as a Board Member and Corporate Secretary for the Marriner Eccles Memorial Foundation, as a Board Member of the Cedar City Area Chamber of Commerce, and on the Planned Giving Professional Advisory Council for Southern Utah University.

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